- Level Foundation
- المدة 13 ساعات hours
- الطبع بواسطة University of Cape Town
-
Offered by
عن
This course explores the developments that have fueled the emergence of fintech companies around the world. Following the changing regulatory environment, especially since the 1997 Asian and 2008 global financial crisis, governments have enacted far-reaching new financial regulations for safeguarding financial stability. However, banks and financial institutions have found it increasingly difficult to be profitable in these new regulatory environments. Technology is taking leaps forward in artificial intelligence and blockchain and this has created new opportunities for fintech entrepreneurs. This course discusses fintech regulation using case studies from China and South Africa. The course pays special attention to the socioeconomic environment in emerging markets, as well as to political risk as a major source of uncertainty for fintech entrepreneurs. Peer-to-peer lending and remittances are used as leading examples for growing fintech innovation in emerging markets.الوحدات
Financial Regulation in Emerging Markets and the Rise of Fintech companies
1
Discussions
- Introduce yourself
2
Videos
- Introduction to the course
- Introduction to Week 1 - Financial Crises
2
Readings
- Meet the instructor
- How the course works
Asian Financial Crisis of the 1990s
2
Videos
- Asian Financial Crisis - The Contributing Factors
- Asian Financial Crisis - The Outcome
Global Financial Crisis of the 2000s
1
Assignment
- Global financial crisis
4
Videos
- Global Financial Crisis - The American Dream
- Global Financial Crisis - Securitization of Mortgages
- Global Financial Crisis - The Crises Erupts
- Global financial crisis - The Crisis Continues
Financial Mechanisms
1
Assignment
- Financial mechanisms
4
Videos
- Bank Balance Sheets
- Mechanisms of Mortgage Securitization
- Mechanisms Behind Contagion Channels
- Basel III - Liquidity Regulation and Leverage Ratios
Week 1 Activities
1
Assignment
- Week 1 - Asian and global financial crises
2
Readings
- Week 1 Resources
- Week 1 - Wrap up
Week 2 Introduction
1
Videos
- Introduction to Week 2
The Great Depression of the 1920s
2
Videos
- Great Depression: Stock Market Crash
- Great Depression: Banking Crisis
The New Deal of the 1930s
1
Assignment
- Great Depression and New Deal
3
Videos
- New Deal: Emergency Measures
- New Deal: Commercial Bank Structures
- New Deal: Federal Reserve System
Financial systems
1
Assignment
- Financial Systems
4
Videos
- Regulation Q and Shadow Banking
- Two Main Modes of the Financial System
- Capital Regulation
- Risk-weighted Assets
Week 2 Activities
1
Assignment
- Week 2 - Post-crisis regulations and financial systems
2
Readings
- Week 2 Resources
- Week 2 - Wrap up
Bretton Woods
1
Assignment
- Honors - Bretton Woods
2
Videos
- The Bretton Woods Agreement
- The Bretton Woods Design Flaw
1
Readings
- Honors lessons
Investigating financial crises
1
Peer Review
- Honors - Financial crisis investigation
Introduction
1
Videos
- Introduction to Week 3
1
Readings
- My guests this week
Financial regulation in the US
1
Assignment
- Fintech Regulation in the US
5
Videos
- How Regulation in Emerging Markets Differ
- Fintech regulation in the US - Responsible innovation
- Initial Coin Offerings (ICOs)
- Initial Coin Offering Regulation
- Smart Contracts and Law
Financial Regulation in Emerging Markets
1
Assignment
- Financial Regulation in Emerging Markets
6
Videos
- Fintech Regulation in China: Market for Cryptocurrencies
- Fintech Regulation in China: ICOs and P2P Lending
- Fintech in China: Interview with Michael Wong
- Fintech Regulation in Brazil
- Fintech Regulation in South Africa
- Fintech in South Africa: Interview with Arif Ismail
Week 3 Activities
1
Assignment
- Week 3 - Fintech regulation and emerging markets
2
Readings
- Week 3 Resources
- Week 3 - Wrap up
Introduction
1
Videos
- Introduction to Week 4
1
Readings
- My guests this week
Peer-to-peer lending and Remittance services
1
Assignment
- Peer-to-peer lending and remittances
4
Videos
- Peer-to-Peer Lending
- Peer-to-Peer Models
- Remittances
- Zoona: Expanding Financial Services in Africa
Fintech Applied
1
Assignment
- Payments and Impact
7
Videos
- Payment Services - Yoco
- Blockchain and Banks - Naomi Snyman
- Blockchain and Banks - Stuart van der Veen and Aatish Ramkaran
- ICOs, Blockchain and Banks - Farzam Ehsani
- Fintech for Financial Freedom - StokFella
- Fintech for Impact - The SunExchange
- Impact Investing - Aunnie Patton Power
Week 4 Activities
1
Peer Review
- Week 4 - Regulations and new fintech companies
1
Videos
- Course conclusion
1
Readings
- Week 4 Resources
Auto Summary
Discover the evolution of fintech in emerging markets with this insightful course focusing on regulatory changes post-1997 Asian and 2008 global financial crises. Guided by expert instructors, delve into case studies from China and South Africa, exploring the impact of AI and blockchain. Ideal for beginners in business and management, this 780-minute course offers foundational knowledge on fintech regulation, socioeconomic factors, and political risks. Available on Coursera with Starter and Professional subscription options, it's perfect for aspiring fintech entrepreneurs and professionals.

Co-Pierre Georg