FinTech Law and Policy
Being a successful FinTech firm requires more than just great technology; it also requires an understanding of the laws and regulations applicable to your business. This course will provide you with that understanding. You will learn about the critical legal, regulatory, and policy issues associated with cryptocurrencies, initial coin offerings, online lending, new payments and wealth management technologies, and financial account aggregators. In addition, you will learn how regulatory agencies in the U.S.
Monthly Subscription Starting at AED 99 + VAT
- Level Foundation
- Duration 11 hours
- Course by Duke University
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Offered by
About
Being a successful FinTech firm requires more than just great technology; it also requires an understanding of the laws and regulations applicable to your business. This course will provide you with that understanding. You will learn about the critical legal, regulatory, and policy issues associated with cryptocurrencies, initial coin offerings, online lending, new payments and wealth management technologies, and financial account aggregators. In addition, you will learn how regulatory agencies in the U.S. are continually adjusting to the emergence of new financial technologies and how one specific agency has proposed a path for FinTech firms to become regulated banks. You will also learn the basics of how banks are regulated in the U.S. If you are unfamiliar with how these new financial technologies work, fear not. We will begin each new course section with a high-level overview of the underlying technology. While the course is principally focused on the U.S. FinTech industry, we cannot possibly cover every relevant legal and regulatory issue. Therefore, this course should not be construed as legal advice. Rather, the goal of the course is to familiarize you with the key legal and regulatory challenges FinTech firms in various sectors face, as well as the critical policy debates that are occurring in Washington D.C. and state capitals across the country.Modules
Course Introduction
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2
Videos
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2
Readings
2
Videos
- Introduction to the Course
- What is FinTech?
2
Readings
- Course Information
- Legal Disclaimer
Running a FinTech? What Can Go Wrong
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- Explaining What Can Go Wrong When FinTechs Don't Understand Regulation
- Regulatory Challenges Facing U.S. FinTech Firms
U.S. FinTech
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1
Videos
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1
Assignment
1
Assignment
- Lesson Quiz
1
Videos
- FinTech Evolution and Investment Trends
Government Challenges
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- How FinTech is Challenging Regulators
- Regulatory Sandboxes
Cryptocurrency and Blockchain
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1
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
1
Videos
- Explaining Cryptocurrency
Regulation of Cryptocurrency
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3
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
3
Videos
- Regulating Cryptocurrency as Money
- Regulating Cryptocurrency as a Commodity
- Regulating Cryptocurrency as Property
Initial Coin Offerings
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- Explaining Initial Coin Offerings
- Regulating Initial Coin Offerings
The FinTech Credit Market
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- Explaining FinTech Credit
- U.S. and Global Landscape
Regulation of FinTech Credit
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- Regulatory and Legal Considerations
- Common Lending Models
FinTech Credit Challenges
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- Vulnerabilities of FinTech Credit
- Additional Legal Considerations
America's Alphabet Soup of Banking Regulators
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1
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
1
Videos
- Creating and Regulating a Bank
FinTech Banking
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- Special Purpose FinTech Charter
- Industrial Loan Company
U.S. Payment Systems
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- Introduction to Traditional Payment Systems
- Card Based Payments and Interbank Transfers
FinTech Payments
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3
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
3
Videos
- Mobile Payment Developments
- Decentralized Payments
- A Push for Faster Payments in the U.S.
FinTech Financial Management
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2
Videos
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1
Assignment
1
Assignment
- Graded Lesson Quiz
2
Videos
- FinTech Wealth Management
- Financial Account Aggregators
Final Exam
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1
Assignment
1
Assignment
- Final Course Exam
Auto Summary
Explore the intricate world of financial technology with the "FinTech Law and Policy" course, designed for those keen on understanding the legal frameworks that govern innovative financial services. This foundational course, offered by Coursera, delves into the critical aspects of law, regulation, and policy impacting the FinTech industry. Over the span of 660 minutes, you'll gain insights into key topics such as cryptocurrencies, initial coin offerings, online lending, new payment systems, wealth management technologies, and financial account aggregators. The course also highlights how U.S. regulatory agencies are adapting to these emerging technologies and outlines pathways for FinTech firms to become regulated banks. Additionally, you'll learn the basics of U.S. bank regulation. No prior knowledge of financial technologies is required, as each section begins with a high-level overview of the relevant technology. While the course focuses on the U.S. FinTech landscape, it aims to equip you with a broad understanding of the regulatory challenges and policy debates shaping the industry, rather than serving as specific legal advice. Ideal for professionals and enthusiasts in the business and management domain, the course is available through Coursera’s Starter and Professional subscription plans. Join now to navigate the dynamic intersection of technology and finance with confidence.
Lee Reiners, CFA